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Find out how auto insurance works to protect you and your vehicle on the road.
Auto insurance is essential.
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Your vehicle can be a fairly costly investment—one that is exposed to many potential losses that are out of your control. Auto insurance can offer protection and peace of mind while on and off the road.
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Get coverage to protect the vehicle you rely on.
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Your car or truck is often your biggest asset aside from your home—we’ll help you get the insurance coverage you need at a price you can afford. Auto insurance helps to protect against potentially crippling financial losses and the sheer inconvenience of being without transportation.
What is the minimum coverage required?
Not all car insurance is created equal. Some auto insurance policies simply meet legal requirements. This means your insurance may cover the damage you cause to other cars in collisions. However, insurance in some no-fault regions may also cover your own car or truck. Additionally, the law usually states that policies must cover some medical bills that result from a car crash.​
How does bodily injury liability cover you in a car accident?
If you are in an auto accident that involves injury to another person, bodily injury liability coverage helps cover your financial responsibility for any bodily injuries as a result of the accident, up to a selected limit.​
What is uninsured/underinsured motorist coverage?
If an uninsured or underinsured motorist causes an auto accident, uninsured/underinsured motorist coverage may compensate you for bodily injuries and lost wages
Protect your vehicle with auto insurance add-ons.
Other auto insurance policies go further and protect your car or truck if it is stolen, damaged or destroyed by fire, or damaged in a car accident that doesn’t involve any other vehicles. You may also get policies that protect your car if it is damaged by an uninsured driver.
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